Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

When my credit card debt was sold to collections, I didn’t know what to do. Luckily, the solution was so easy that it almost ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Filing for bankruptcy could be a smart move in certain cases, but in others, debt relief could make more sense.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...

Debt consolidation can also help people with multiple student loans lump them into one loan, ideally with a lower interest rate. Using a personal loan for debt consolidation helps you avoid ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

The IRS can use aggressive tactics to collect your tax debt, but you may be able to negotiate a settlement instead.

Westpac NZ is supporting customers to pay off their debt faster with a special personal loan debt consolidation rate of 11.95 ...

A woman ordered to pay back thousands in benefits she was told she was entitled to said she could now celebrate her 60th ...