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Understanding HO-3 Insurance: Comprehensive Guide
The most common homeowners insurance policy is special form HO-3, which is more broad than HO-1 or HO-2 coverage, but less broad than HO-5. HO-3 insurance is the type of homeowners insurance most ...
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Types of Homeowners Insurance: Which Policy is Right for You?
The HO-5 form offers the highest level of coverage ... all circumstances except those listed as exclusions in the policy. While HO-3 covers personal property on a named-perils basis, HO-5 covers ...