"If I can’t take care of myself, I don’t know if there are people who feel a responsibility for me in the same way I did for my grandmother.” Craigen's solution: investing in long-term care insurance.

Long-term care IS a risk issue for at least two reasons. One, because about 70% of adults over the age of 65 eventually require some kind of long-term care. And, two, because the annual median cost ...

If you face a disability or illness, long-term care (LTC) insurance can help ensure you have access to resources — whether that's in-home care, physical therapy, assisted living or a nursing ...

A prominent insurance company has repeatedly raised rates on Minnesotans with long-term care policies, offered policy buy-outs at a fraction of their worth, and pressured people to walk away from the ...

They Think They Should Self-Fund Their Care Costs Based ... However, Augspurger said, most people who buy long-term care insurance are still going to self-fund a portion of any needed care.

It’s a question you should ask yourself when making any ... On the other hand, you might buy long-term care insurance and never use it. These days, that “use it or lose it” policy has ...

Here are some critical insights and tips for long-term care planning in your 40s and 50s. Long-term care planning is essential for Gen X due to the rising costs of care and insurance coverage.