With these policies, if you need long-term care, you use some or all of the ... Some retirees have sufficient assets to self-insure, meaning they pay the cost of any needed long-term care out ...

A surprising number of Americans agree about how they plan to handle long-term care costs. But is it the right option for you ...

A newer type of annuity lets you insure for long-term care while still protecting and growing your assets ... the annuity pay benefits for long-term care. If you don’t ever use the LTCI benefit ...

Without proper planning, the costs and complexities of long-term care can create a tremendous financial burden.

Retirees without significant investments may still own a valuable asset: their house ... some of the ways people can use their property to pay for long-term care. Be aware that reverse mortgages ...

(Some policyholders might be entitled to use the premiums they've ... have $2.5 million or more in liquid assets can generally afford to pay for long-term care out-of-pocket, while those with ...

At some point in our lives, seven out of ten of us will need long-term care ... have to use it.” While many seniors don’t anticipate using homeownership stake to pay for care or other medical ...

Simplifying the benefit structure and switching from a cash benefit to one that reimburses people for their out-of-pocket ...

• Avoid extremes in planning. If you overestimate your risks, you may unnecessarily limit your quality of life during ...

Millions of seniors facing that sticker shock have a powerful asset ... equity for long-term care There are a number of different ways you can tap into your home’s equity to pay for long-term ...

Craigen’s solution: investing in long-term care insurance ... ve spent down all your assets, which means that you’ve liquidated any assets to help pay for care. “People spend down their ...